Paige & Byrnes Insurance



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Paige & Byrnes Insurance Solutions

Paige & Byrnes Insurance offers personal insurance, business insurance and employee benefits.

About Paige & Byrnes Insurance

Paige & Byrnes Insurance is a family owned insurance agency serving Northeast Ohio. We were founded in 1921 and pride ourselves on our exceptional customer service and our outstanding relationships with our community.

We have two locations in Warren, OH and Poland, OH and provide service throughout the surrounding counties. Our team has one goal – to serve the needs of our clients.

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There’s more to insurance than the price of the policy.

Explore our interactive graphics and learn about your unique risks and the related insurance solutions.

Personal InsuranceBusiness InsuranceEmployee Benefits


Risk Factor

Raising a child is a rewarding and important life experience. It is also very expensive. The average cost of raising a child, born in 2013, to age 18 is more than $300,000. If you were to die tomorrow, would your spouse be able to provide food, clothes, daycare, and eventually college tuition for your child? In 2013, the average cost of tuition, fees, room and board for a private college was $41,412 per year.


Having life insurance could secure the future for your children if you have an untimely death. With a life insurance policy, there would be enough income to help pay for everything your child could need while growing up.

Mortgage Payments

Risk Factor

After your death, any outstanding debt and financial obligations do not disappear. Your home is probably the costliest and most significant property you own. A mortgage payment is a large burden for a widow or widower to carry.


A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on the home and car(s).

Auto Payments

Risk Factor

Many families lease or finance their automobiles these days. If the primary earner in the family were to die, the family could be left with outstanding car payments for years to come.


A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on your car(s).

Funeral Costs

Risk Factor

The average funeral costs about $10,000. That high price is for standard things, not unnecessary options or luxurious services. A death in the family is stressful enough; why add the hefty bill of a funeral to that stress?


A life insurance policy can easily cover the cost of a funeral. Your family will be able to think of you and have peace of mind without being burdened by funeral costs.

Protecting Your Retirement Savings

Risk Factor

Once you retire, you will be living off social security, and if you are lucky to have them, a pension or retirement fund, too. But what if the surviving spouse has been relying on you to fund retirement for the couple? Premature death of an earner can affect sources of retirement benefits such as Social Security benefits.


Life insurance can help support a surviving spouse during his or her retirement.

Protecting Your Small Business

Risk Factor

If you passed away, would your business suffer? There are many complications and financial issues that can arise due to the death of a business owner. Many people overlook this predicament.


A life insurance policy can keep a business moving along even during tough times, such as the loss of the business owner/partner. Key person life insurance is payable to the company and provides money for training and hiring of a new employee. A buy-sell agreement, funded by life insurance, allows the other partners in the business to buy the deceased’s share of the business, which will provide money for his or her family.

Spousal Support / Income Replacement

Risk Factor

Many people mistakenly think that they don’t need life insurance if they don’t have children or if their children are grown. However, your financial responsibilities fall to your family when you are gone.


Life insurance can replace the income you would usually bring in and help support your spouse or adult children. Keeping your loved ones living in the way they are accustomed to is an important thing to think about.

Our Featured Testimonials

Carol takes the time to explain things to me and makes sure I understand what I am purchasing. The fact that I trust her to insure my classic cars speaks volumes.

Customer since 2000

I like that you are able to search around for the best price and product for my needs, especially being on a budget and having soon to be 2 teen drivers in the home.

Customer since 2017

Things are always handled in a timely manner. I know if I have any questions or problems that I will receive a call back promptly and things will be taken care of accordingly.

Customer since 2009
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What Sets Us Apart

We’ve been in business since 1921… just 2 years away from 100 years of serving our area!
We’ve been nominated by Readers Choice as Best Insurance Agency in 2019 by the Warren Tribune.
Sharon Evinsky sits on the Agent Advisory Council with Celina Insurance, working hand in hand on strategic direction.
Pat Gilmore serves on the Encompass Ohio Northstar Agent Advisory Board – Members meet with executive leadership to advise on company focus.
We’re an independent, family owned insurance agency serving Northeast, Ohio.
We have three dedicated teams: Personal Lines, Commercial Lines and Life and Health.
We pride ourselves on our exceptional customer service and our outstanding relationships with our community.
We are proud to have two locations to serve you best!

Visit Our Locations

Warren, OH Office

9400 E Market St
Warren, OH 44484

Poland, OH Office

30 N Main St #2
Poland, OH 44514

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